Cash is the lifeblood of a business. Managing it efficiently is essential for success. At Community Resource Bank, we will be there for you every step of the way, offering you a variety of services to assist your business with its daily cash flow.
A sweep account automates the movement of funds to your advantage by paying down lines of credit or covering overdrafts in your checking account. You can use this powerful tool to minimize interest expense and save unexpected overdraft charges.
Every day, the bank will leave only enough in your checking account to cover debits presented for payment over the course of the business day.
The Business Debit Card works just like your checkbook only it’s faster, easier and more convenient than writing a check. Purchase amounts are automatically deducted from your checking account. The card also works as your ATM card. There is no charge for our Business Debit Card, and ATM transactions are free at MoneyPass ATM Locations.
For lost or stolen Debit cards, please contact us at (800)250-8420.
We will not charge an ATM transaction fee when you use an ATM within our MoneyPass network. Our network includes any MoneyPass ATM machines. Use of an ATM outside of this network may result in a transaction fee from us and/or a surcharge from other machine owners. For a list of MoneyPass machine locations, visit ATM Locator.
To reorder business checks, go online to www.deluxeforms.com, or call (800)328-0304 to speak with a specialist. For security reasons, you cannot change account information, such as your mailing address, online.
You can access your Elan credit card account 7 days a week, 24 hours a day, by logging in to https://www.myaccountaccess.com/onlineCard/login.do. View your account history or make a credit card payment online. To learn more about our Credit Card products, contact us at 800-250-8420 to speak with a personal banker.
With Business Online Banking (link to page), you can view your account information and transfer funds without leaving your office or home. In addition, you will have access to expanded online business cash management services, including ACH origination, Business Billpay, and wire transfers.
We recently added a new functionality to Business Online Banking called “Wire Manager.” If you are a business who sends wire transfers to domestic banks on a regular basis, this useful service may be a benefit to you. Once enrolled in Online Banking, your current log-in gives you access to Wire Manager allowing you to send wire transfers to anywhere in the United States.
Here are some of the benefits of using Wire Manager: