Small Business Checking Business Preferred Checking Business Plus Checking Business Civic Checking
Opening Deposit $100 $100 $100 $100
Daily Balance to Avoid
Service Charge
No Minimum Required No Minimum Required $5000 No Minimum Required
Monthly Service Charge None for up to 75 transactions per month 1
Over 75 transactions, fees apply for all account activity during the month:
$10 monthly fee
$.10 per debit
$.30 per deposit, and
$.07 per on-us item deposited
$.11 per transit item deposited
$10 monthly fee plus
$.10 per debit
$.30 per deposit
$.07 per on-us item deposited
$.11 per transit item deposited
$15 monthly fee if balance falls below $5,000 or if transaction 1 items exceed 50 None
Interest None Earnings Credit on available balances 5 Variable & tiered on available balances 4 None
Additional Benefits ACH Manager
Business Debit Card
Cash Management Services 2 3
Free Business Online Banking
Free Business Bill Pay
Free Zipper Deposit Bag
Merchant Card Processing
Remote Deposit Capture
Retirement Planning
Visa Business Credit Card
ACH Manager
Business Debit Card
Cash Management Services 2 3
Free Business Online Banking
Free Business Bill Pay
Free Zipper Deposit Bag
Merchant Card Processing
Remote Deposit Capture
Retirement Planning
Visa Business Credit Card
ACH Manager
Business Debit Card
Cash Management Services 2 3
Free Business Online Banking
Free Business Bill Pay
Free Zipper Deposit Bag
Merchant Card Processing
Remote Deposit Capture
Retirement Planning
Visa Business Credit Card
ACH Manager
Business Debit Card
Cash Management Services 2 3
Free Business Online Banking
Free Business Bill Pay
Free Zipper Deposit Bag
Merchant Card Processing
Remote Deposit Capture
Retirement Planning
Visa Business Credit Card

1 Transactions consist of checks, deposits, deposited items and other debit and credits
2 Subject to approval
3 Additional fees may apply
4 See Current Rates brochure for rates on interest-bearing accounts.
5 Earnings Credit – fees are offset by an earnings credit based on average collected balance less a reserve requirement.