Business Savings & CDs

accountsMoney Market Options for Small Businesses: Offers savings and flexibility for your business. Your extra operating cash can earn money while remaining accessible should you need it immediately. Our business money market accounts give you access to your funds while paying competitive interest rates.

Business Money Market Savings:

Enjoy competitive interest rates and ready access to your money.

  • $5 monthly fee if balance falls below $1,000
  • Credited monthly Free Basic Online Banking
  • Free Telebank
  • Monthly Statement
  • Check Access – limited to 6 per month

Business High Performance Money Market Savings:

Allows you to earn a higher rate of return as your savings grows.

  • $20 monthly fee if balance falls below $10,000
  • Variable & tiered interest
  • Credited monthly
  • Free online Free Basic Online Banking
  • Free Telebank
  • Monthly Statement
  • Check Access – limited to 6 per month

Liberty Money Market Savings:

Earn higher rates of interest as your balance increases, and pay no monthly maintenance fee as long as you maintain a minimum balance of $25,000

  • $20 monthly fee if balance falls below $25,000
  • Variable & tiered interest rates
  • Credited monthly
  • Free Basic Online Banking
  • Free Telebank
  • Monthly Statement
  • Check Access – limited to 6 per month

Start Saving with a Basic Business Savings Account:

It makes good business sense to segregate your extra business funds until you need them. Whether you own a small business or help manage a nonprofit organization, government or public agency, you’ll earn interest and gain peace of mind when you place your excess operating cash into our FDIC-insured Basic Business Savings account.

Basic Business Savings:

A worry-free way to set aside extra funds for when you need them. This low-fee, high-confidence savings option is a great place to let your money grow. And with 24-hour ATM and online access to your funds, you’ll never be without access.

  • Earn interest on your balances
  • $3 monthly fee if balance falls below $200
  • Avoid a monthly maintenance fee with a minimum average collected balance
  • Transfer funds to your checking account by phone or with our overdraft protection service
  • View your business checking and savings accounts on a combined monthly statement

Maximize Earnings with a Sweep Savings Account

Never miss another opportunity to earn interest on your operating assets. Your funds sweep daily from your business checking account to your savings account in $500 increments. If your checking account balance dips, funds move back to cover outlays and replenish your balance. Because it’s a tiered system, the more you save, the more you earn through higher interest rates.

  • FDIC insured
  • Available with a Community Resource Bank business checking account packages
  • Lets you set the target checking balance
  • Sweeps funds over the target balance daily from your business checking to the savings account in $500 increments
  • Sweeps funds back to your business checking account to cover outlays and replenish the checking target balance
  • Pays a higher interest rate as your balance grows
  • Accrues interest daily and pays interest monthly

Once the sixth sweep from savings to checking occurs in a monthly statement cycle, all funds remain in the checking account until next monthly cycle (as required by federal regulation).